Non-QM Quality Control Mortgage Underwriter

Job Title:

Non-QM Quality Control Mortgage Underwriter

Location:

Biltmore

What you'll do:

The Quality Control Mortgage Underwriter is responsible for evaluating Conventional, Jumbo and Non-QM loan applications. This role places a strong emphasis on quality control by verifying third-party diligence findings to ensure accuracy, compliance and credit soundness through review of supporting documentation such as credit reports, income and asset verification, bank statements, tax returns, appraisals, and fraud prevention tools.

• Review and evaluate Conventional, Jumbo and Non-QM mortgage loan applications in accordance with investor, agency and internal guidelines.
• Perform comprehensive credit, income, asset and risk analysis to determine loan eligibility and creditworthiness.
• Conduct quality control reviews to ensure loan files are complete and accurate prior to the purchase of the loan.
• Independently verify and validate third-party diligence findings, including credit reports, income calculations and asset verification.
• Identify discrepancies or missing documentation and work to resolve any issues.
• Maintain current knowledge of investor guidelines, overlays, and program updates.
• Support continuous improvement of underwriting and quality control processes.

What you'll need:

• High School Diploma or GED equivalent
• Minimum 4 years residential underwriting experience 
• Manual underwriting experience in the mortgage industry
• Proficient with self employed income calculations and guidelines
• Jumbo and Non-agency underwriting experience preferred
• Strong attention to detail
• Excellent problem-solving skills  
• Strong interpersonal and communication skills a must
• Ability to work in a fast-paced environment 

Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488.  When contacting us, please provide your contact information and state the nature of your accessibility issue.  We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation