KYCO Intern

 

About the Opportunity

We are seeking a dynamic and motivated KYC Operations Intern to join our ES EDD KYCO Team. In this role, you will play a key part in ensuring compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations for the German market.

Our goal in KYC Operations is to build a culture of compliance that our customers, authorities, and stakeholders can fully trust. This position is an ideal launchpad for a student or recent graduate eager to gain hands-on experience in financial crime prevention, customer due diligence, and operational process optimization within a fast-paced Fintech leader.

In This Role, You Will:

• Case Investigations & Verification: Participate in day-to-day customer due diligence (KYC) and transaction monitoring reviews, identifying potential financial crime patterns or unusual typologies.

• Operational Excellence: Support core document management workflows, administrative tasks, and verify customer profiles to ensure compliance standards are met efficiently.

• Remediations: Participate in continuous improvement initiatives, helping to optimize our internal screening systems and update operational guidelines (Working Instructions).

• Stakeholder Collaboration: Assist in gathering data for regulatory requests or internal alignment under the supervision of the KYCO Team Leads and Managers.

What You Need to Be Successful:

Background & Knowledge

• Studies: Currently pursuing or recently completed a Bachelor’s degree (ideally in Law, Business Administration, Criminology, Finance, or a related field). Prior intern or working student experience is a plus.

• AML/KYC Interest: A strong interest in financial crime prevention, with basic academic or practical knowledge of the Spanish regulatory framework (Law 10/2010 and Sepblac guidelines) being highly advantageous.

• Languages: Professional fluency in English (written and spoken) and Spanish.

• Tools: Comfortable utilizing technology, collaboration suites, and learning specialized compliance software.

Skills & Traits

• Analytical Mindset: High attention to detail, diligence, and the ability to handle confidential and sensitive data securely.

• Hands-on Attitude: A proactive, autonomous working style with a strong bias for action and a high willingness to learn.

• Thrive in Fast-Paced Environments: Ability to adapt swiftly to evolving business needs and changing regulatory environments.

What’s in it for You:

• Accelerate Your Growth: Start your career in one of Europe’s most disruptive digital banking environments with a steep learning curve.

• Real Impact: Your daily effort directly affects the team's operations, allowing you to take on real responsibilities early on.

• Flat Hierarchy: Propose changes and voice your ideas freely without navigating multiple bureaucratic layers of traditional banks.

• Premium Benefits: Access to a Premium N26 bank account subscription (plus family and friends discounts), personal development perks, and a diverse, multicultural work space.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to [email protected]. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.