Senior Property Underwriter

Title: Senior Property Underwriter

Location: Austin, TX, Dallas, TX (Hybrid/Flexible)

Reporting to: Senior Manager, Underwriting 

About Hippo:

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.  

Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement. 

If you're energized by building what's next, we'd love to meet you. 

About You:

About This Role:

We are seeking a highly motivated and detail-oriented Senior Underwriter to join our team. The Senior Underwriter will be responsible for evaluating and assessing risk to determine homeowners' policy eligibility, while also serving as a key resource for underwriting guidance and team development. This role requires advanced analytical skills, deep technical expertise, and the ability to lead by example.

What You'll Do: 

• Underwrite new and renewal homeowners' line of business.
• Analyze risk information and make specific recommendations for additional actions such as inspections, loss prevention, etc.
• Address queries from other departments, such as claims, billing, and customer support. Act within your underwriting authority and escalate issues if necessary.
• Communicate effectively with various distribution partners and leadership to resolve underwriting matters.
• Recommend improvements to the underwriting process to underwriting managers and technology counterparts.
• Decide on the most challenging referrals that aren't clearly defined by existing guidelines where critical underwriting judgment and knowledge is key.
• Develop underwriting job aids, resources, training, and tools to support consistency in underwriting team practices and execution.
• Observe and communicate underwriting trends and recommendations to the leadership team.
• Review underwriter delegated authority level requests.

What You Bring:

• 4+ years of experience in P&C Homeowners underwriting
• Bachelor's degree in finance, business administration, or a related field or equivalent experience 
• Strong technical underwriting, analytical, and critical thinking skills.
• Excellent attention to detail and accuracy.
• Ability to work effectively in a fast-paced environment and manage multiple tasks simultaneously.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office Suite and other relevant software applications.
• Experience in underwriting in CA and TX markets strongly preferred
• Wildfire and catastrophic underwriting experience preferred
• Demonstrated ability to mentor or guide others in underwriting best practices.

Benefits and Perks:

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with:

• Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
• Equity - This position is eligible for equity compensation 
• Training and Career Growth - Training and internal career growth opportunities
• Flexible Time Off - You know when and how you should recharge
• Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
• Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. 

Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.