Product Performance Actuary

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Product Performance Actuary in United States.

As a Product Performance Actuary, you will play a pivotal role in shaping actuarial strategy and mortality analytics within a fast-growing, technology-driven insurance environment. This position combines deep actuarial expertise with modern data science techniques to enhance product performance, improve forecasting accuracy, and support business growth. You will work cross-functionally with finance, underwriting, product, and data teams, translating complex actuarial insights into actionable business recommendations. The role offers a unique opportunity to modernize traditional actuarial practices through innovative methodologies and AI-powered analysis. Ideal candidates are strategic thinkers who enjoy solving complex challenges, influencing decision-making, and driving measurable impact across the organization.

• Lead the development, maintenance, and governance of mortality assumptions and actuarial inputs used across product pricing, forecasting, and financial reporting.
• Design and execute mortality experience studies, assumption frameworks, and predictive models to improve business performance and risk assessment.
• Analyze emerging data sources, including post-issue audits, mortality risk scores, and leading indicators, to enhance mortality projections before full credibility is achieved.
• Monitor actual versus expected mortality performance and collaborate closely with underwriting, data science, and business stakeholders to identify trends and opportunities.
• Conduct protective value analyses to quantify the effectiveness and business impact of underwriting requirements and risk selection practices.
• Evaluate the effects of customer behavior and product interactions on mortality outcomes and long-term portfolio performance.
• Leverage advanced analytics, statistical modeling, and AI-powered tools to accelerate insight generation and improve decision-making.
• Serve as the subject matter expert on mortality analytics, providing strategic guidance to leadership and external partners while translating technical concepts into business-focused recommendations.

Requirements

• Associate or Fellow of the Society of Actuaries (ASA/FSA), or near-FSA designation with significant relevant experience.
• Minimum of 5 years of experience in life insurance actuarial roles with direct exposure to mortality modeling and underwriting analytics.
• Strong expertise in actuarial assumption setting for life insurance pricing, forecasting, valuation, or product performance management.
• Demonstrated experience using third-party data, post-issue audits, and predictive indicators to assess and model mortality risk.
• Proficiency in statistical modeling and data analysis using R, Python, or similar programming languages.
• Experience working with modern data platforms and analytical tools, including SQL, Snowflake, dbt, or equivalent technologies.
• Advanced Excel skills and familiarity with actuarial modeling software and frameworks.
• Strong business acumen with the ability to balance actuarial rigor with commercial objectives and operational realities.
• Excellent communication and stakeholder management skills, with the ability to explain complex actuarial concepts to non-technical audiences.
• Proven ability to collaborate effectively across finance, product, underwriting, and analytics teams in a dynamic environment.

Benefits

• Competitive base salary ranging from $150,000 to $266,000 annually, depending on experience, skills, and location.
• Eligibility for performance-based bonuses and equity participation programs.
• Comprehensive health, dental, and vision insurance coverage.
• Retirement savings options and financial wellness programs.
• Flexible remote work environment available across the United States.
• Professional development and career growth opportunities within an innovative organization.
• Access to advanced technologies, modern analytics tools, and AI-powered resources.
• Inclusive and collaborative culture focused on innovation, diversity, and employee well-being.
• Additional employee benefits and perks available as part of the total rewards package.