Transaction Monitoring Lead - LATAM

dLocal · Buenos Aires / Montevideo / Sao Paulo / Madrid / Barcelona

Why should you join dLocal?
dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets. 
 
By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.

What's the Opportunity?

A hands-on leadership role at the intersection of compliance, data, and technology. You will own the LATAM Transaction Monitoring framework end-to-end, improving pre- and post-transaction controls, and acting as the key point of contact for stakeholders, partners, and regulators.

What will I be doing?

Leadership & Stakeholders

  • Lead the LATAM TM team and ensure performance

  • Liaise with local compliance officers, regional FCC leads, and the Global Head of TM

  • Be the main contact for partners, banks, and payment providers on TM matters

  • Coordinate responses to audits and regulatory inquiries across LATAM

    • Controls & Platforms

  • Own configuration and tuning of pre- and post-transaction monitoring rules

  • Partner with Data Compliance to design and improve ML-based detection models

  • Oversee L1/L2 alert investigation, RFI management, and complex case decisioning

  • Manage SAR/STR filing strategies and timely submission to local FIUs

    • Automation & Technology

  • Lead the strategy and roadmap for agentic transaction monitoring and CDD controls, partnering closely with Data Compliance and Product to design, prioritise, and drive implementation — translating compliance requirements into clear specifications and ensuring delivered solutions meet regulatory and operational standards.


    • Reporting & QA

  • Own KPIs for the LATAM TM team, ensuring adherence to business targets and industry benchmarks. Hold accountability for team performance

  • Run a rigorous monthly QA programme on all agentic and human reviewed cases, with a strong focus on maintaining investigation quality and consistency standards across the team.

    • What skills do I need?

  • 5+ years in FCC / AML/CFT with a strong TM focus

  • 4+ years leading compliance teams

  • End-to-end TM experience: rules, triage, case management, SAR/STR filing

  • Experience with TM platforms and pre-transaction rules engines

  • LATAM regulatory knowledge: AML/CFT laws, FIU requirements, sanctions

  • Cross-functional ability with data, engineering, and product teams

  • Fluent English; Spanish and/or Portuguese preferred

  • Nice to have: compliance automation experience, SQL/dashboards, crypto AML/CFT, ACAMS/ICA certification

    • Finance pay context

    Based on 2,532 disclosed Finance salaries on RoleSuite, the role pays a median of $117K/year, with most offers between $87K and $157K (10th–90th percentile: $70K–$197K).

    See the full Finance salary breakdown →
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