Financial Crime Risk Management Specialist - Regulatory Management (4919)

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$96,900 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

The TD Bank Group Financial Crimes Risk Management (FCRM) Department is responsible for Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) regulatory compliance and prudential risk management across the TD footprint. We act as proactive and trusted advisors to TD Business Lines, while supporting a consistent, adaptable, and effective culture across the organization, ensuring money laundering and terrorist financing risks are appropriately identified and mitigated. We direct the design, content, and enterprise-wide implementation of TD’s AML Program, which also includes ensuring that everyone both understands and complies with economic sanctions and anti-bribery/anti-corruption regulations. Our commitment to being The Better Bank means that we are continually evolving to meet the requirements of an ever-changing regulatory environment, while continuing to provide legendary customer experiences.

Job Description

Reporting to the Senior Manager, FCRM Canada Remediation, the Financial Crime Risk Specialist provides subject matter expertise and hands‑on support to the Bank’s AML/ATF remediation activities, with a primary focus on FINTRAC remediation in Canada. The role supports the preparation of regulatory submissions, responses to regulatory requests, and remediation documentation to ensure clarity, completeness, and alignment with regulatory expectations. The Specialist works closely with Issue Owners, Audit, and cross‑functional stakeholders to support effective remediation execution and regulatory engagement.

Responsibilities

• Support regulator remediation initiatives by contributing to the preparation, review, and coordination of regulatory disclosures, submissions, and responses to requests for additional information.
• Partner with Issue Owners and remediation workstreams to support gating activities, milestones, and documentation required for regulatory submissions and internal governance forums.
• Ensure remediation‑related documentation prepared for regulators is clear, complete, and free of material gaps, applying a strong regulatory and risk‑based lens.
• Support senior leadership by preparing summaries, briefing materials, and consolidated views of changes across regulatory submissions and remediation deliverables.
• Participate in and, as required, lead remediation‑related meetings, supporting clear action tracking, follow‑ups, and stakeholder alignment.
• Support alignment across regulatory remediation, audit findings, and BAU activities by identifying overlaps, dependencies, and potential risks.
• Contribute to policy, standards, and governance initiatives by providing feedback on new or updated AML/ATF documents and completing gap assessments as required.
• Foster a strong culture of risk management, regulatory compliance, and professionalism through effective collaboration and proactive support of stakeholders.
• Effectively manage multiple ad‑hoc initiatives and deliverables within tight timelines in a fast‑paced remediation environment.

Qualifications / Skills

• University degree or equivalent experience.
• 7+ years of relevant experience in financial crime risk management, AML/ATF compliance, regulatory remediation, audit, or related fields.
• Strong working knowledge of the Canadian AML/ATF regulatory environment, including FINTRAC expectations.
• Experience supporting regulatory remediation, issue remediation, audit interactions, or regulatory submissions considered an asset.
• Excellent written and verbal communication skills
• Strong attention to detail and ability to review and challenge documentation for clarity, accuracy, and completeness.
• Demonstrated ability to engage effectively with stakeholders across multiple levels of the organization, including senior leadership.
• Strong critical thinking, judgement, and organizational skills, with the ability to manage competing priorities.
• Experience with governance, risk, or issue‑tracking systems (e.g., Archer, ServiceNow, or similar tools) considered an asset.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet