End Date
Wednesday 24 June 2026Salary Range
£92,701 - £109,060We support flexible working – click here for more information on flexible working options
Flexible Working Options
Hybrid Working, Job ShareJob Description Summary
Agentic payments are moving from theory to reality: AI agents are increasingly able to initiate and complete transactions on behalf of customers—so long as consent, authentication, tokenised credentials, disputes, and fraud controls are designed for agent-led journeys. In this role you’ll define how Lloyds Banking Group responds across core payments, shaping our standards and rails readiness and building the investable roadmap that keeps us secure, interoperable, and commercially relevant as the ecosystem evolves.Job Description
JOB TITLE: Agentic Payments Lead – Core Payments & Trust Layer
SALARY: £78,000 - £119,966
LOCATION: London, Birmingham, Edinburgh or Glasgow
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office locations above.
About this Opportunity
Agentic payments are moving from theory to reality: AI agents are increasingly able to initiate and complete transactions on behalf of customers—so long as consent, authentication, tokenised credentials, disputes, and fraud controls are designed for agent-led journeys. In this role you’ll define how Lloyds Banking Group responds across core payments, shaping our standards and rails readiness and building the investable roadmap that keeps us secure, interoperable, and commercially relevant as the ecosystem evolves.
As the UK’s largest bank with relationships with the majority of the UK population and companies, we are uniquely positioned to enable Agentic Payments for our customers, as part of our mission to Help Britain Prosper. This role exists to ensure Lloyds Banking Group shapes that future—not reacts to it. As Agentic Payments Lead, you’ll define how agent‑initiated interactions intersect with UK and international payment rails, building the trust infrastructure, standards alignment, and investable roadmap that keeps LBG secure, interoperable, and commercially relevant as the ecosystem evolves.
This is a pivotal role to help Lloyds Banking Group understand and shape the future of agentic payments—payments initiated, configured, or completed by software agents acting on behalf of a consumer or business under defined permissions, policies, and limits.
The role will build LBG’s point of view and action plan for how agent-led interactions will impact core payments (UK domestic and international payment rails, authentication, consent, dispute, fraud, and interoperability), while recognising the adjacent influence of “agentic commerce” without making it the primary focus.
You will operate as a forward-looking “bridge” between payments rails + standards + technology and commercial outcomes, driving structured business development work: scanning the market, shaping LBG’s position, defining priority capability gaps, and building investable pathways. This aligns to the team’s mandate to “understand the shifting landscape,” convert it into actionable hypotheses, and lead initiatives where LBG should defend and/or capture value.
What you’ll lead
1) Strategy & Market Shaping (Core Payments lens)
2) Standards, Rails & Technology (the “payments trust layer”)
3) Business Development & Strategic Investment (from hypothesis to investable initiatives)
4) Cross-Group alignment & enablement
5) External ecosystem engagement & influence
6) Roadmap & Delivery Oversight
Why Lloyds Banking Group
If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.
What you’ll need
And any of these would be great:
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes A generous pension contribution of up to 15%
Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
Based on 1,728 disclosed Product salaries on RoleSuite, the role pays a median of $176K/year, with most offers between $143K and $215K (10th–90th percentile: $116K–$252K).
See the full Product salary breakdown →