Risk Analyst

This position is listed on behalf of a partner company, who manages all applications and next steps.

Our partner is looking for a Risk Analyst based in Canada.

In this role, you will play a key part in protecting business operations by identifying, assessing, and mitigating financial, fraud, and compliance-related risks. Working within a fast-paced fintech environment, you will investigate complex transactions, evaluate business risk profiles, and help maintain secure and compliant payment processes. You will collaborate directly with small business owners, providing guidance on risk management and dispute prevention while making informed decisions based on detailed data analysis. This position offers the opportunity to contribute to operational improvements, strengthen fraud prevention strategies, and support sustainable business growth through effective risk management practices.

• Conduct detailed fraud investigations using multiple data sources to assess transactions and determine whether they should be approved, declined, or escalated for further review.
• Evaluate the chargeback and credit risk associated with businesses, identifying potential exposures and recommending appropriate actions.
• Monitor accounts and transaction activity to detect suspicious behavior, fraud risks, regulatory concerns, and compliance violations.
• Partner with business owners to promote best practices that help reduce disputes, improve payment performance, and strengthen risk controls.
• Utilize fraud detection tools and analytical methods to investigate risks and support informed decision-making.
• Identify opportunities to improve existing workflows, policies, and operational processes to enhance efficiency and effectiveness across risk management functions.
• Maintain accurate documentation and communicate findings clearly to internal stakeholders and customers.

Requirements

• Minimum of 2 years of experience in merchant underwriting, adjudication, risk analysis, or a related role within the payments, financial services, or fintech sector.
• Strong understanding of credit risk assessment and the ability to identify high-risk business activities and profiles.
• Experience with fraud prevention, transaction monitoring, account reviews, and compliance-related risk management.
• Knowledge of chargeback prevention strategies and industry best practices for reducing service-related disputes.
• Hands-on experience working with rule-based fraud detection systems and risk management tools.
• Excellent analytical and investigative skills with strong attention to detail and the ability to make sound judgments based on available information.
• Strong communication and relationship management skills, with the ability to gather critical information and deliver difficult decisions professionally and empathetically.
• Resourceful problem-solving abilities and a proactive mindset, with the capacity to understand broader business impacts when evaluating risk.

Benefits

• Annual salary of $60,000 CAD.
• Flexible and collaborative remote-friendly work environment.
• Opportunity to work within an innovative and fast-growing fintech ecosystem.
• Exposure to complex fraud, compliance, and risk management challenges.
• Professional growth and development opportunities in a supportive team environment.
• Inclusive workplace culture that values diverse perspectives and experiences.
• Accessible recruitment process with accommodations available when required.